The program accepts land, second homes, rental properties, commercial real estate, farms and estates; essentially any property with positive equity, a clear title and no environmental issues. Timeshares and mobile homes are generally not accepted.

Yes. The charity will determine whether the likely sale value exceeds the mortgage balance. When the property is sold at auction, the proceeds pay off any mortgage or liens, and the surplus supports the charity. Properties without sufficient equity cannot be accepted.

Real estate donations are typically deductible at the full appraised fair market value, not the sale price. A qualified appraisal is required for contributions over $5,000, and donors must file IRS Form 8283. If part of the proceeds is used to pay off a mortgage or back taxes, that portion is not deductible. Consult a tax advisor to understand the deduction limits.

You generally do not pay any commissions or closing costs. If the property is listed with a broker, the charity pays the commission. All unpaid liens are cleared at closing, and donors are not asked to pay out‑of‑pocket costs. Pre‑paid property taxes or assessments are usually refunded to the donor at closing.

No. A title company will handle the closing, and donors typically do not need to attend in person. If you have misplaced your deed, the charity or title company can obtain a copy from county records. You will need to sign a letter of intent and any required documents.

Most property donations are completed within 45–90 days. The property is then sold through an auction or direct sale to maximize value, unless the charity can use it directly. Sale proceeds support Blue Water Surrender’s programs and mission.