Donate Stocks, Bonds, or Securities
If you are considering donating stocks, bonds, or other securities, this page provides the information you need to coordinate that gift with your financial advisor or institution. These donations are handled directly by Blue Water Surrender and support long-term care for children, families, and communities.
Financial Assets We Accept
Publicly traded stocks
Exchange-Traded Funds (ETFs)
Mutual Funds
Bonds and Fixed-Income Securities
Privately Held Securities
How Donating Financial Assets Work
Stock and securities donations are typically coordinated through your brokerage firm or financial advisor. To complete your donation:
1.
Contact us to let us know you plan to donate securities
2.
We will provide you with our account transfer information
3.
Share that information with your broker or financial institution
4.
Your broker will initiate the transfer directly to Blue Water Surrender
Donate Financial Assets Today
To begin the process or ask questions about donating stocks, bonds, or securities, fill out our form and we will contact you as soon as possible. We are happy to work with you and your financial advisor to make the process as simple as possible.
Tax Benefits
Donating appreciated securities may offer tax advantages compared to selling them and donating cash. You may be able to deduct the full market value of the securities and avoid capital gains tax on the appreciation. Consult your tax advisor to understand how this applies to your situation.
Important Information
Securities donations may take several days to complete depending on your institution's processing time. Once the transfer is received, we will send you a donation receipt for tax purposes.
Financial Assets Donation FAQ
What types of securities can I donate?
Donors can contribute publicly traded stocks, bonds, mutual funds and exchange‑traded funds (ETFs). We can also accept privately held shares or other complex assets if accompanied by an independent appraisal. Fractional shares and penny stocks are generally not accepted
Why donate securities instead of cash?
Donating appreciated securities directly to a charity can generate a double benefit: you avoid capital‑gains tax on the appreciation and still claim a charitable deduction for the full fair market value. This allows you to increase the impact of your gift without increasing your out‑of‑pocket cost.
How is my tax deduction calculated?
For publicly traded securities, your deduction is generally the average of the high and low prices on the date of transfer (the fair market value). You avoid capital‑gains tax on any appreciation. For privately held stock, an independent appraisal may be required. The deduction may be limited to 30 % of your adjusted gross income for appreciated securities, with unused portions carried forward up to five years.
Are there any fees or restrictions?
Charities typically pay brokerage fees. Stock donation platforms charge modest transaction fees (around 2 %)—often less than credit‑card fees. Securities held in retirement accounts can sometimes be donated via Qualified Charitable Distributions, but donors should consult their financial advisor to ensure compliance. Many platforms allow donors to give anonymously.
Can I still qualify for employer matching gifts or remain anonymous?
Yes. Many employers match stock donations, so encourage donors to check with their HR department. Donors may choose to remain anonymous; the charity will record the donation without disclosing personal identity.
How long does a securities transfer take and when will I receive a receipt?
Most stock transfers are processed within 3–5 business days. Once the shares are received, the charity sells them and sends you an electronic tax receipt showing the date of transfer, the number of shares and the gift’s value. If you donate mutual fund shares, allow additional processing time due to fund settlement rules.
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Asset Overview
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Financial Asset Donation Form
This form helps us understand the type of financial asset you’re considering donating. We only ask for the information needed to review the donation and follow up with you directly. No assets are transferred through this form.